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How will child support or spousal support affect my mortgage qualification?

Qualifying for a mortgage If you are paying child or spousal support, that yearly amount will be ...

When is the right time to buy a house?

How to know the time is right The right time to buy is different for everyone. It might not alway...

What does GDS and TDS mean?

GDS & TDS GDS (gross debt service ratio) is a percentage of the household income being allotted ...

How long does it take to get a mortgage secured?

Securing a mortgage If you have an accepted offer and you’re ready to secure financing (assuming ...

Should I use a mortgage broker?

Use a mortgage broker today! YES! A mortgage broker is a free, individualized service that will m...

What goes into a pre-qualification?

Get Pre-Qualified! Your mortgage broker will start by filling out a mortgage application with you...

What is the difference between a Co-Signer and a Guarantor

Co-Signer VS Guarantor With the current costs of homes, interest rates higher than the last few y...

What is the difference between a Mortgage Broker and a Mortgage Specialist at my bank?

Mortgage Broker vs Mortgage Specialist Mortgage Broker In BC, a mortgage broker is licensed unde...

What is the purpose of using a Mortgage Broker?

Lets save you money Why use a Mortgage Broker you ask? Why would you not. More and more Canadians...

What does the appraised value of a home mean?

Lets Talk Value An appraised value of a home is determined by an ACC accredited appraiser. The ap...

Why do I have to use a Notary or a Lawyer?

The Logistics You need to use a Lawyer or Notary because final mortgage documents are legally bin...

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