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SMS Text Messaging Terms of Use

This section governs the use of our SMS (text message) service. By opting into our SMS service, you agree to these terms, in addition to the general website terms detailed below.

By "Opting In" to or using a “Text Message Service” (as defined below) from Tekamar Mortgages Ltd., you accept these SMS Text Messaging Terms of Use.

This agreement is between you and Tekamar Mortgages Ltd. All references to "Tekamar Mortgages Ltd.," "we," "our," or "us" refer to Tekamar Mortgages Ltd, P.O. Box 1903, Salmon Arm, BC, V1E 4P9.

Definitions

"Opting In," "Opt In," and "Opt-In" refer to requesting, joining, agreeing to, enrolling in, signing up for, acknowledging, or otherwise consenting to receive one or more text messages from us. "Text Message Service" includes any arrangement or situation in which we send one or more messages addressed to your mobile phone number.

Consent to Text Messaging

By consenting to receive text messages from us, you agree to these SMS Text Messaging Terms of Use, as well as our general Privacy Policy, which is incorporated herein by reference.

E-SIGN Disclosure

By agreeing to receive text messages, you also consent to the use of an electronic record to document your agreement. You may withdraw your consent to the use of the electronic record by replying STOP to any text message from us.

Costs of Text Messages

We do not charge you for the messages you send and receive via this text message service. However, message and data rates may apply, so depending on your plan with your wireless or other applicable provider, you may be charged by your carrier or other applicable provider.

Frequency of Text Messages

This Text Messaging Service is for conversational person-to-person communication between you and our employees related to your mortgage inquiries and application. The number of text messages you receive will vary depending on how you use our services.

Opting Out of Text Messages

If you no longer want to receive text messages from a specific employee, you may reply to any text message from that employee with STOP, QUIT, END, REVOKE, OPT OUT, CANCEL, or UNSUBSCRIBE. After unsubscribing, we may send you confirmation of your opt-out via text message.

Contact Us for Support

For support regarding the SMS service, you can reply HELP to any message, or contact us at:
Email: [email protected]
Phone: +1-250-832-8766


Website Terms & Conditions

Last Updated: July 22, 2023

Tekamar Mortgages Ltd ("Tekamar Mortgages" / "we" / "us") owns and operates the website located at https://tekamar.ca (the "Website"). These Terms of Use (the "Terms") apply to all users of the Website, including users who simply view the content on or available through this website ("Users" / "You").

By using this Website, you indicate your acceptance of these Terms. If you do not accept these Terms, then do not use the Website. These Terms of use may be amended or updated by Tekamar Mortgages from time to time without notice, and the Terms may have changed since your last visit to this website. It is your responsibility to review these Terms of use for any changes. Your use after any amendments or updates of these Terms shall signify your assent to and acceptance of such revised Terms. Any new features that may be added to this website from time to time will be subject to these Terms, unless stated otherwise. You should visit this page periodically to review these Terms.

Intellectual Property

The Website features and functionality are and will remain our exclusive property or that of our licensors. The Website is protected by copyright, trademark, and other laws of both Canada and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

Your Feedback to Us

You assign all rights, title, and interest in any feedback you provide us. If, for any reason, such assignment is ineffective, you agree to grant us a non-exclusive, perpetual, irrevocable, royalty-free, worldwide right and license to use, reproduce, disclose, sublicense, distribute, modify, and exploit such feedback without restriction.

Links to Other Websites

You acknowledge that our Website may contain links to third-party websites or services that are not owned or controlled by us.

Limitation of Liability

Notwithstanding any damages that you might incur, our entire liability and any liability of our suppliers and affiliates under any provision of these Terms and your exclusive remedy for all of the foregoing shall be limited to $50 CAD.

To the maximum extent permitted by applicable law, in no event shall we or our suppliers and affiliates be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Website, third-party software and/or third-party hardware used with the Website, or otherwise in connection with any provision of these Terms), even if we or any supplier or affiliate has been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these jurisdictions, each party’s liability will be limited to the greatest extent permitted by law.

"AS IS" and "AS AVAILABLE" Disclaimer

The Website is provided to you "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, we, on our own behalf and on behalf of our affiliates and our and their respective licensors and service providers, expressly disclaim all warranties, whether express, implied, statutory, or otherwise, with respect to the Website, including all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and warranties that may arise out of the course of dealing, course of performance, usage, or trade practice. Without limitation to the foregoing, we provide no warranty or undertaking and make no representation of any kind that the Website will meet the User's requirements, achieve any intended results, be compatible or work with any other software, applications, systems, or services, operate without interruption, meet any performance or reliability standards, or be error-free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither we nor any of our affiliates make any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Website, or the information, content, and materials or products included thereon; (ii) that the Website will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Website; or (iv) that the Website, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, time bombs, or other harmful components.

Governing Law

The laws of British Columbia and Canada, excluding its conflicts of law rules, shall govern these Terms and your use of the Website.

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party's ability to exercise such right or require such performance at any time thereafter, nor shall the waiver of a breach constitute a waiver of any subsequent breach.

Changes to these Terms of Service

We reserve the right, at our sole discretion, to modify or replace these Terms at any time without notice to you.

By continuing to access or use our Website after those revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, in whole or in part, please stop using the Website.

You represent that you are over the age of 18. We do not permit those under 18 to use the Website.

Contact Us

If you have any questions about these Terms, you can contact us:

Tekamar Mortgages Ltd
P.O. Box 1903
Salmon Arm, BC,
V1E 4P9
Email: info@tenullkamar.ca
Phone: +1-250-null832-8766

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