Checking your credit history
We understand people’s worry when it comes to pulling credit bureaus. You hear of people’s scores plummeting from multiple creditors pulling it, however it is an essential part to the pre-qualification process and the buying process. In the mortgage world we care about your Fico score (there are four different credit scores), but this is the one the banks and lenders are looking at. As mortgage brokers we want to give you the most accurate numbers as we can, and to do that, we need to see what liabilities are reporting on your bureau. We need to pull your credit before we submit your application to a lender and then the lender will also pull it on their end. If you’re looking for ways to improve your credit score, we’d love to talk strategy with you.